Business Finance

Commercial loans

Securing commercial finance requires the expertise of a specialist team. At Impact Finance our consultants are able to package your loan application and present it to the most appropriate lender. Commercial lenders will evaluate your application based on a number of criteria and we are able to assist you in guiding you through this sometimes complicated process.

Whether you are looking at acquiring a new business or are already established in your existing business, we can help you with your financing needs. We can arrange finance for different securities ranging from commercial, retail, industrial, vacant or retail land, child care centres, medical centres and so on.

Property development

We are specialists in structuring complex financing solutions for commercial and residential property development.

We can provide construction and development finance that provides innovative and strategic alternatives to conventional development finance. Our consultants are trained to provide you with innovative finance solutions aimed at ensuring you maximize the return on your investment.
So if you are looking at construction and development finance, equity funding, loan restructuring or refinancing or asset acquisition, talk to us an find out how we can help you.

Cashflow Finance

Cashflow or Debtor Finance is a financing product that allows you to maximise your cash flow, which is a key factor in the success of any business. Unlike traditional lending products, this form of lending enables you to access funds using the strength of your sales as leverage.

By borrowing against the outstanding value of your trade debtors you won’t miss out on business opportunities that you otherwise may have which can help you achieve your business goals and targets.

You might use this type of product if your business sells goods or services on credit terms and consequently has restricted liquidity, or if your business is expanding or if your business activity is affected by seasonal trends.

Bank Overdraft

Being in business, particularly small business can be a regular challenge in terms of managing your day to day cash flow. We can arrange for an overdraft account that allows you to have access to a pre-determined limit and you only have to pay interest on the amount that you have used.

Business Line of Credit

The Business Line of Credit can be a vital tool for many businesses. It is a revolving credit facility commonly used for short-term working capital and seasonal business requirements. It functions in much the same way as a residential line of credit does, allowing the principal to be repaid and redrawn at any time up to your approved credit limit. Many forms of security may be accepted including residential, commercial or rural property, business assets or a combination of these.